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Calculate Interest Rate With Payments In Advance?

Hi all,
Can anyone tell me how to solve for Interest RATE with 2 (or more) payments in advance. I know I can simply deduct the number of advance payments from the original PV but that does not return the same interest rate as I get on my HP calculator or by using T-Value (a financial amortization program). The issue is that when you have 2 payments in advance, standard amortization tables assume that you would have 1 payment of zero at the end of the cashflows before the residual (FV) becomes due (to make up for the fact that the last payment was paid at the start of the loan). I successfully created formulas that calculate PMT, PV and FV with multiple payments in advance but I keep getting "#NUM!" error messages when I try to solve for RATE. I turned on "Enable Iterative Calculations" under Excel Options/Formulas but none of the formulas I've tried work. If anyone can help, I would really appreciate it.
Thanks in advance.
Thane


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Similar Topics







A previous poster explained what I also need; there were no responses,
so I thought I would try again.

Does anyone know of an Excel template--or a small stand-alone
program--that will calculate the interest/principal breakdown when
payments are varied in amount and frequency? Free or low-cost, please.
I need one that will work on my Mac/Office 2004. I will need to print
out periodic reports.

Here is the way the previous poster described it:
"Excel template: Loan Amortization for random/irregular payments,
figures days
between payment dates.
I have a loan with a variable beginning balance and irregular payments
with
annual large payment. (based on collections)
Would like to enter payment and date.
then Excel would figure days since last payment, interest amount,
principal
amount, Ending Principal balance.
And total interest paid, total pricipal paid
If I change the starting principal, excel would recalculate all
entries."

Thanks very much.




Entering time values in custom format [h]:mm:ss
Cells accept hours over 23,
Adding cells in column returns correct total time.
Have not found a way to multiply these cells by a $ hourly rate.
So use HOUR(cell ref) and MINUTE(cell ref) to capture values in referenced
cell - then use these values to calculate total payment for $rate per hour.
However, the HOUR(cell ref) formula returns the hours in excess of 24 when
the cell contains an hour value in excess of 23 (ie 27 hours returns 3).




I'm trying to come up with a solution to calculate the man hours and days worked over multiple sheets.

I have a file that has 8 sheets. the first seven sheets are the days of the week and the 8th sheet is where I want to calculate the hours.

The days of the week consists of "Name" "Date" Hours"

The 8th sheet consists of "Name", "Days of the week in their own column (7 columns in total)", "Total Hours" and "Total Days Worked"

Now... each day is always a different group and what I'm hoping for is to create a formula that can grab each name with their hours and throw them into the 8th sheet. So when the end of the week is done I have all the Employees weekly hours and days worked all finished.

I hope this makes sense. This file is to track about 100 employees that are on a rotational work schedule.

I have attached a sample file.

Thanks in advance for your help.


is it possible to put two formulasinto one cell?

On the attached timesheet there are columns IN, OUT, IN,OUT
The lunch time is worked out by deducting 'C8 from C9' and this works fine when all 'IN, OUT' cells are filled in but for some reason when just the first two cells are filled in it gives a -12 hour answer.

looking at cell 'C11 ' in the attached worksheet, I currently have the formula
=IF(C13=0,","SUM(C9-C8)) The reason for this is to make it look tidy by having blank cells until a calculation is needed,, My problem is, If someone just comes in for the morning one day for instance 8am to 12 noon then they won't have lunch, but C11 will show -12:00
Can I put another formula into C11 to tell it not to deduct C8 from C9 until a time is put into C9.
The following is the sort of thing (many variations) I have been trying but because I'm hopeless at formulas I'm not having any success
Thanks

=IF(C13=0,","SUM(C9-C8))OR,IF(C9,ISBLANK,"",SUM(C9-C8)


Is it possible to apply a filter to multiple sheets within the same Excel workbook, using the same filter criteria?

For example, suppose you have tables of data on 3 different tabs, all having the same headings. Suppose one of the headings is "gender". If you apply a filter to the table on Sheet 1, to only show the rows containing the word "female", is it possible to have the tables on Sheets 2 and 3 automatically update to only show the "female" rows? Or would you have to manually update the filter criteria in Sheets 2 and 3?

I hope this makes sense. Thank you in advance for any help.


I am trying to figure out how to write a formula to figure out production cycle time.
We will be building 8 "widgets" a day.
We will work 10 hours a day.
There is a 20 minute break at 9:20 am.
Production shuts down for lunch 30 minutes for lunch at 12:30.
Production starts at 6:00 am.
Here is what I can do.
Production cycle time = (10*60)-30/8 or 71.25 minutes
If we start at 6:00 am, the first scheduled cycle completion time = TIME(6,0,0+71.25/1440)

My problem is when I am trying to use a logical "IF' statement to account for the 20 minute break or lunch and still calculate the end of each cycle time through the day I receive a number of error messages.
This is the formula I am trying to make work. I have the cell the formula is in, formatted with a "mm,ss" format.
=(IF(D4+G1/1440>9:20,(D4+G1)/24,(D4+G1+15)/1440))
I have included an attachment to help (a picture is worth a thousand words).

Any help will be greatly appreciated.
I have bought a number of books in an attempt to figure this out, and I am still stumped


I have a spreadsheet with simple (addition/subtraction) formulas. The file is quite large and the formulas are too. All of a sudden, the formulas stopped working except when I double click in the cell containing the actual formula. For example, if I enter "2" in each cell, A2 and B2, cell B3 should reflect "4" because there is a formula in cell B3 which totals cells A2 and B2. Only by double clicking on cell B3 will the program actually calculate. I'm totally perplexed and so is my IT contact. Anyone?


Hi guys,

Looking for some help and would appreciate your help. I want to prevent people cutting/copy/pasting on a spreadsheet I have developed. A couple of users keep doing so which in turn knackers my formulas. There will be occasions where I will need to be able to use these functions for maintenance and updates. Ideally I would like have a private marcro which I can run to enable these features as and when needed.

I've been at this all morning and feel like I'm going round in circles. I've tried various bits of code (sourced via google etc) & have ended up with a whole manner of outcomes but not the one I want.

To summaraise what I am looking for is some vba code which will do the following Disable cut,copy and paste when sheet is opened Enable cut,copy and paste when closed Have a macro which when run will allow me to cut/copy paste so as to implement updates when necessary.
Can anyone help?

Thanks in advance


I see a formula that our Human Resources Department is using to annualize voluntary turnover.

It looks like this:

=(E3/((A3+D3)/2))*12/months

So if I substitute with some actual data:

=(6/((22+33)/2))*12/months the answer becomes 21.8% (as the annualized voluntary turnover rate).

What does the *12/months actually do mathematically? I cannot find it in the excel help files and have not been able to figure this out using math (on the calculator).


Hello.

I have two huge excel files, with many rows and columns, they "should" look the same.

But I need to find out if anything has been added or removed from the second one compared to the first one.

Which is the easiest way to accomplish this?

Searched this forum and Google but couldn't find what i was looking for.

Thanks in advance!


Hello, I'm trying to count the number of times a name appears across multiple worksheets but I can't seem to figure it out.


I have 6 sheets to count and all the names are in column A (from A1:A100) on each sheet. The names are not in a particular order.

On sheet 7 I want to have a cell beside each persons name that counts the number of times their name appeared on the other 6 sheets.

For example Sheet 7 (called total) would have

Joe 5 (where 5 is the outcome of the formula I'm looking for to count all the times "Joe" appears on sheets 1-6).

I have it counting per sheet with =COUNTIF(A1:A130,"name") but this is not quite what I am looking for.

Thanks in advance for any advice.


Edit: I am using Excel 2007 w/ windows XP


Hi Everyone,
I have searched online and in help but can't seem to find the best solution...

I have values like 00904BB303D6 that need to become: 00:90:4B:B3:03:D6 (the value is always 12 digits, and the : needs to appear every two digits.) Is there a formula that can easily do this for me? Your suggestions are greatly appreciated!

Thanks in advance!!!!


Hello everyone, I am new to this forum and have been using excel for about 3 years. I have learned alot but still can not figure out how to make numbers add up in one box like a running total. Meaning, If I have a list and in the list is one cell for each item say like cell a1 is for a can of coke and cell a2 is for a car tire and so on,and i want to keep a running total by adding a number to cell a1 or a2 like say "3 i.e. 3 tires or cans of coke" and later that day i come back and need to add 2 more ......so i want to be able to just click on the cell a1 or a2 and enter the number 2 and the cell would add the number in it to the number im adding to it to show a result of 5 tires or whatever. I am sorry If i am not asking the question in an understandable manor but its the best way I can think to ask it.lol anyways, any help would be appreciated, Thanks in advance.


James


I often use if statements to return empty cells, for example:

=IF(a1=0,"ERROR","")

The trailing "" returns an empty cell. The problem is, it is not TRULY empty. If I fill that formula down, I cannot, for example, jump from one "ERROR" cell to the next by hitting Ctrl arrow-down because it seems to think that these empty cells have contents.

Is there a way to designate, in such a formula as above, to return a TRULY empty cell?

Thanks


How do I get the colors to change automatically when I use a drop down list.
Per say here is what I am trying to do

If a certain "word" is used from the drop down list I want the background of
that cell to change its color to "green." And if later I change the "word" to
another from the drop down list, it will change it's color to a specified
color.

The drop down list that I use was created from cells that have the colors
already in the "word", but I do not know how to make the list show the colors
so it puts the word & color automatically in the drop down list to the cell
with the drop down (if that makes any sense).

If there is a way, please spell it out simple enough for me to understand,
as I don't know fully the capabilities of formulas or vba.



Good mornng - I am new to the forum - my name is Jena

My question is this - I have a large spreadsheet with multiple columns of information. I want to sort it by a certain column. I know how to do this. My question is, once I'm done with my work I want to sort it back to the original "sort" but I'm not sure how they have it sorted. I've tried to figure out how they have it sorted but can't. Is there some way to go back to the original sort?

Thank you for your anticipated help.

Jena

I have a spreadsheet set up with an employees information, including the start date. After each year that the employee is working, he gets bumped up on the pay scale. For this reason, I only need to know how many years the employee has been working, rounded down to the nearest year.

This is what I have so far (hire date is in column B):

=((TODAY()-B4)/365)&" YEARS"

This function gives me a number with many decimal places.

I tried:

=ROUNDDOWN((TODAY()-B4)/365),0)&" YEARS"

It tells me I have too few arguments. Please help!


Hi,

Try this...

There are some valid datas in the cells A2 (Eg. 100), B2(Eg. 200), C2 and D2.
Data validation is used in cell K2 to limit it to a set of values.

Can we implement this formula?

IF(K2="Approved")
{
A2=A3; B2=B3; C2=C3; D2=D3; K2=K3;
}
ELSE
{
no change to any values.
}

Thanks in advance...


Ok, I'm going to try and explain this. I am going to have 5 data points in cells such as A2:A6

All I need is to know if there is an upward trend or downward trend of the numbers.... I can't have something that simply takes the first and last number and checks if it's higher or lower. I need to actually see if they are trending upwards. Also how would i go about making it so that if they are trending upwards it shows an up arrow, and down arrow for downwards...

And finally, if the trend continues at the same rate, how long it will take the number to reach a goal. Each data point will be 1 week apart, with an ultimate goal needed to be achieved at the end.
This will be a completely separate formula on the sheet....

Any help?


I would like to copy a small table from Word into one cell in an Excel
worksheet. The first column of the table is a list of numbers. I tried
converting the table into text with manual line breaks and tab stops to
divide columns and rows, but that didn't solve my problem.

Excel pastes the data into several rows. When I try to merge them, I
get a warning that the selection contains multiple data values, and
merging into one cell keeps the upper-left most data only.

What I tried that didn't work:
* Formatting the Excel cells as text before pasting the data.
* The various options for "Paste Special." The closest I got was
inserting the table as a Document Object, which could be a workaround,
I guess.
What I am saving for when all else fails:
* The obvious solution of copying row by row into one Excel cell.

The data in the table is information about my dad's medications. I
would like to have reference charts of how to identify the strength of
each tablet by its color and markings. I got the info from the
manufacturers' websites and entered it into tables in Word, which I
would like to copy into a more comprehensive file I am creating in
Excel. The first column of each table is the strength of the tablet,
entered as 1 mg., 2 mg., etc. The subsequent columns describe the
shape, color, and markings. There are 3 tables, each with about 4-5
rows.

Is there a way to copy each one - whether as a table or as text - into
a single Excel cell without losing data?

Many thanks.