## Yield Maintenance - Mortgage Prepayment Penalty |

## Yield Maintenance - Mortgage Prepayment Penalty - Excel |
View Answers |

I am trying to calculate the prepayment penalty on a commercal mortgage - it

is based on yield maintenance:

Loan Amt: $13,600,000.

Term to Maturity: 10 Yrs.

Amortization Term: 29 Yrs.

Interest Rate: 6.85%

Term Remaining to Maturity: 2 Yrs. 3 Mos.

Equivalent Yield of RemainingTerm Treasury: 4.25%

I would greatly appreciate any suggestions.

is based on yield maintenance:

Loan Amt: $13,600,000.

Term to Maturity: 10 Yrs.

Amortization Term: 29 Yrs.

Interest Rate: 6.85%

Term Remaining to Maturity: 2 Yrs. 3 Mos.

Equivalent Yield of RemainingTerm Treasury: 4.25%

I would greatly appreciate any suggestions.

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## Helpful Excel Macros

Calculate the Future Value (FV) of Compound Interest in Excel - UDF Macro

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Filter Data in Excel to Show Rows/Data That Meet Multiple Criteria for One Field - AutoFilter

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## Similar Topics

A previous poster explained what I also need; there were no responses,

so I thought I would try again.

Does anyone know of an Excel template--or a small stand-alone

program--that will calculate the interest/principal breakdown when

payments are varied in amount and frequency? Free or low-cost, please.

I need one that will work on my Mac/Office 2004. I will need to print

out periodic reports.

Here is the way the previous poster described it:

"Excel template: Loan Amortization for random/irregular payments,

figures days

between payment dates.

I have a loan with a variable beginning balance and irregular payments

with

annual large payment. (based on collections)

Would like to enter payment and date.

then Excel would figure days since last payment, interest amount,

principal

amount, Ending Principal balance.

And total interest paid, total pricipal paid

If I change the starting principal, excel would recalculate all

entries."

Thanks very much.

so I thought I would try again.

Does anyone know of an Excel template--or a small stand-alone

program--that will calculate the interest/principal breakdown when

payments are varied in amount and frequency? Free or low-cost, please.

I need one that will work on my Mac/Office 2004. I will need to print

out periodic reports.

Here is the way the previous poster described it:

"Excel template: Loan Amortization for random/irregular payments,

figures days

between payment dates.

I have a loan with a variable beginning balance and irregular payments

with

annual large payment. (based on collections)

Would like to enter payment and date.

then Excel would figure days since last payment, interest amount,

principal

amount, Ending Principal balance.

And total interest paid, total pricipal paid

If I change the starting principal, excel would recalculate all

entries."

Thanks very much.

Hi guys,

Looking for some help and would appreciate your help. I want to prevent people cutting/copy/pasting on a spreadsheet I have developed. A couple of users keep doing so which in turn knackers my formulas. There will be occasions where I will need to be able to use these functions for maintenance and updates. Ideally I would like have a private marcro which I can run to enable these features as and when needed.

I've been at this all morning and feel like I'm going round in circles. I've tried various bits of code (sourced via google etc) & have ended up with a whole manner of outcomes but not the one I want.

To summaraise what I am looking for is some vba code which will do the following Disable cut,copy and paste when sheet is opened Enable cut,copy and paste when closed Have a macro which when run will allow me to cut/copy paste so as to implement updates when necessary.

Can anyone help?

Thanks in advance

Looking for some help and would appreciate your help. I want to prevent people cutting/copy/pasting on a spreadsheet I have developed. A couple of users keep doing so which in turn knackers my formulas. There will be occasions where I will need to be able to use these functions for maintenance and updates. Ideally I would like have a private marcro which I can run to enable these features as and when needed.

I've been at this all morning and feel like I'm going round in circles. I've tried various bits of code (sourced via google etc) & have ended up with a whole manner of outcomes but not the one I want.

To summaraise what I am looking for is some vba code which will do the following Disable cut,copy and paste when sheet is opened Enable cut,copy and paste when closed Have a macro which when run will allow me to cut/copy paste so as to implement updates when necessary.

Can anyone help?

Thanks in advance

I would like to know how to make excel calculate which inventory is left in the FIFO method, quantities that are bought first are the first to be sold. Basically where the quantity and price is derived from.

For example:

APPLE

bought 100 on FEB 1 @$1

bought 500 on FEB 1 @$1

bought 1000 on FEB 10 @$1

sold 300 on FEB 12 @$1.5

bought 100 on FEB 13 @$1.1

sold 100 on FEB 13 @$1.2

bought 1000 on FEB 14 @$1

bought 400 on FEB 15 @$1

sold 2000 on FEB 19 @$1.5

For this, the formula/function would know that:

=>for the 300 sold on FEB 12, 100 bought on FEB 1 is depleted and 200 of the 500 bought on FEB 1 is depleted.

=>for the 100 sold on FEB 13, the 100 bought on FEB 13 is depleted

=>for the 2000 sold on FEB 19, it knows that:

==>the 100 bought on FEB 1, the 200 of the 500 bought on FEB 1, and the 100 bought on FEB 13 is depleted so it can't consider those quantities

==>it would consider the remaining 300 of the 500 bought on FEB 1, 1000 bought on FEB 10, and 700 of the 1000 bought on FEB 14

The remaining quantities that are left would be the remaining 300 of the 1000 bought on Feb 14 and the 400 bought on FEB 15.

I would like to know for each sold transaction, which quantities at which prices on which day were sold.

Thanks in advance!

For example:

APPLE

bought 100 on FEB 1 @$1

bought 500 on FEB 1 @$1

bought 1000 on FEB 10 @$1

sold 300 on FEB 12 @$1.5

bought 100 on FEB 13 @$1.1

sold 100 on FEB 13 @$1.2

bought 1000 on FEB 14 @$1

bought 400 on FEB 15 @$1

sold 2000 on FEB 19 @$1.5

For this, the formula/function would know that:

=>for the 300 sold on FEB 12, 100 bought on FEB 1 is depleted and 200 of the 500 bought on FEB 1 is depleted.

=>for the 100 sold on FEB 13, the 100 bought on FEB 13 is depleted

=>for the 2000 sold on FEB 19, it knows that:

==>the 100 bought on FEB 1, the 200 of the 500 bought on FEB 1, and the 100 bought on FEB 13 is depleted so it can't consider those quantities

==>it would consider the remaining 300 of the 500 bought on FEB 1, 1000 bought on FEB 10, and 700 of the 1000 bought on FEB 14

The remaining quantities that are left would be the remaining 300 of the 1000 bought on Feb 14 and the 400 bought on FEB 15.

I would like to know for each sold transaction, which quantities at which prices on which day were sold.

Thanks in advance!

Entering time values in custom format [h]:mm:ss

Cells accept hours over 23,

Adding cells in column returns correct total time.

Have not found a way to multiply these cells by a $ hourly rate.

So use HOUR(cell ref) and MINUTE(cell ref) to capture values in referenced

cell - then use these values to calculate total payment for $rate per hour.

However, the HOUR(cell ref) formula returns the hours in excess of 24 when

the cell contains an hour value in excess of 23 (ie 27 hours returns 3).

Cells accept hours over 23,

Adding cells in column returns correct total time.

Have not found a way to multiply these cells by a $ hourly rate.

So use HOUR(cell ref) and MINUTE(cell ref) to capture values in referenced

cell - then use these values to calculate total payment for $rate per hour.

However, the HOUR(cell ref) formula returns the hours in excess of 24 when

the cell contains an hour value in excess of 23 (ie 27 hours returns 3).

I need a formula to calculate overtime, after a work week of 40 hours.

for example: if an employee works 10 hours a day we would not count towards overtime until the employee completes a 40 hour work week.

Any suggestions would be greatly appreciated!!!!!

Thanks,

YV

for example: if an employee works 10 hours a day we would not count towards overtime until the employee completes a 40 hour work week.

Any suggestions would be greatly appreciated!!!!!

Thanks,

YV

Let's say, if two fields in one column has been filled with numerical

increament, i.e. A1 is 2 and A2 is 4. Now I want to fill the whole column

with this increament pattern till row A20. One thing we will all do is to

left click on the fill handle and drag it down to row A20. But if the task is

to fill to row 500, the mouse draging sometime won't be easy to locate the

row. I am wondering anyone can help me to find the keyboard shortcut

equivalent to that drag fill handle action.

Thanks

increament, i.e. A1 is 2 and A2 is 4. Now I want to fill the whole column

with this increament pattern till row A20. One thing we will all do is to

left click on the fill handle and drag it down to row A20. But if the task is

to fill to row 500, the mouse draging sometime won't be easy to locate the

row. I am wondering anyone can help me to find the keyboard shortcut

equivalent to that drag fill handle action.

Thanks

Dear Sir,

If any one could give me a solution for this its will be a great help for me.

I am working in a bank and on every day we receive Month to date data of Loans and advances made by every branch with Region wise total and manager wise total. With Sum of loan and count of loan. In our MIS format the in A coulum branches are sorted and listed in a sequence with sub total Region. I have data where if if do the pivot and change the data the out put should be displayed accordingly in the MIS format. Can any one help me how can we do this or is there any other office addins/softwares are available if so the data is changed on a daily basis and if we do the pivot it will automatically copy the data to the MIS format.

Thanks.

If any one could give me a solution for this its will be a great help for me.

I am working in a bank and on every day we receive Month to date data of Loans and advances made by every branch with Region wise total and manager wise total. With Sum of loan and count of loan. In our MIS format the in A coulum branches are sorted and listed in a sequence with sub total Region. I have data where if if do the pivot and change the data the out put should be displayed accordingly in the MIS format. Can any one help me how can we do this or is there any other office addins/softwares are available if so the data is changed on a daily basis and if we do the pivot it will automatically copy the data to the MIS format.

Thanks.

I have a spreadsheet where I need to calculate the increase in % one year over the other in column D for Eg if Profits are 95415 in Jan 2008 (Column B) and 80215 in Jan 2008 (Column C), then the % Increase will be (95415-80215)/80215 *100

I can calculate the formula for this , but the problem comes where for eg there is a loss in Jan 2008 for -95415 and there was a profit in Jan 2007 for 80215. How do I set up formula to take negatives & positives into account in calculating the increase or decrease/

Your assistance or anybody's on the forum will be greatly appreciated

Regards

Howard

http://www.mrexcel.com/forum/showthr...ghlight=howardneed

I can calculate the formula for this , but the problem comes where for eg there is a loss in Jan 2008 for -95415 and there was a profit in Jan 2007 for 80215. How do I set up formula to take negatives & positives into account in calculating the increase or decrease/

Your assistance or anybody's on the forum will be greatly appreciated

Regards

Howard

http://www.mrexcel.com/forum/showthr...ghlight=howardneed

Sale = A1

Cost = B1

Margin = C1

I know to calculate Margin its' C1=1-(B1/A1) and to calculate Sale its, A1=B1/(1-C1), and I can do that in separate columns. But...... I'm tasked with trying to find a way so that I can do it in three columns. As in if I change cost then margin recalculates or if I change margin then sale recalculates. I'm thinking that this is going to cause a circular error but my boss says there's got to be a way to do it, figure it out. Any suggestions?

Alex

Cost = B1

Margin = C1

I know to calculate Margin its' C1=1-(B1/A1) and to calculate Sale its, A1=B1/(1-C1), and I can do that in separate columns. But...... I'm tasked with trying to find a way so that I can do it in three columns. As in if I change cost then margin recalculates or if I change margin then sale recalculates. I'm thinking that this is going to cause a circular error but my boss says there's got to be a way to do it, figure it out. Any suggestions?

Alex

I'm trying to figure out what the formula is to multiply the total hours worked per week by their hourly pay for each individual. kind of like the

=Sum(I25:I32) Formula but I want to multiply the outcome of that formula by the hourly rate of 11.00, 15.00 and 16.00. Does anybody know how this can be done? If so I would greatly appreciate it.

Thanks!

charitydc

=Sum(I25:I32) Formula but I want to multiply the outcome of that formula by the hourly rate of 11.00, 15.00 and 16.00. Does anybody know how this can be done? If so I would greatly appreciate it.

Thanks!

charitydc

Hi Everyone,

I have searched online and in help but can't seem to find the best solution...

I have values like 00904BB303D6 that need to become: 00:90:4B:B3:03:D6 (the value is always 12 digits, and the : needs to appear every two digits.) Is there a formula that can easily do this for me? Your suggestions are greatly appreciated!

Thanks in advance!!!!

I have searched online and in help but can't seem to find the best solution...

I have values like 00904BB303D6 that need to become: 00:90:4B:B3:03:D6 (the value is always 12 digits, and the : needs to appear every two digits.) Is there a formula that can easily do this for me? Your suggestions are greatly appreciated!

Thanks in advance!!!!

I need a formula to calculate Turn Around Time. Find below the sample data and details for your reference.

Received Date & Time: 10/29/2010 3:27:00 PM

Completed Date & Time: 11/1/2010 3:57:32 AM

Business Hours: 08:00 AM to 05:00 PM

Non Business hours: 05:00 PM to 08:00 AM

Weekdays : Monday to Friday

Weekends: Saturday & Sunday

If I calculate TAT for this time period it should show me 1 hour 33 minutes, why because business hours are closing by 5:00 PM on 10/29 so it should not calculate duration after 5:00 PM to until 08:00 AM on next day, however 10/29 is Friday so formula should calculate the duration from 10/29 Friday 3:37 PM to 10/29 5:00 PM and again it should calculate from 8:00 AM on 11/01 Monday and formula should skip Saturday & Sunday.

In this scenario I have completed the task before 8:00 AM on 11/01 so it should show duration of 1hour 33 minutes.

Please let me know if you need any more details

Received Date & Time: 10/29/2010 3:27:00 PM

Completed Date & Time: 11/1/2010 3:57:32 AM

Business Hours: 08:00 AM to 05:00 PM

Non Business hours: 05:00 PM to 08:00 AM

Weekdays : Monday to Friday

Weekends: Saturday & Sunday

If I calculate TAT for this time period it should show me 1 hour 33 minutes, why because business hours are closing by 5:00 PM on 10/29 so it should not calculate duration after 5:00 PM to until 08:00 AM on next day, however 10/29 is Friday so formula should calculate the duration from 10/29 Friday 3:37 PM to 10/29 5:00 PM and again it should calculate from 8:00 AM on 11/01 Monday and formula should skip Saturday & Sunday.

In this scenario I have completed the task before 8:00 AM on 11/01 so it should show duration of 1hour 33 minutes.

Please let me know if you need any more details

Need a formula to calculate weeks stock in hand based on 12 months forecast.

Here is the example.

Jan2011 Feb2011 Mar2011 Apr2011 May2011 Jun2011 Jul2011 Aug2011 Sep2011 Oct2011 Nov2011 Dec2011 ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- Product XXXXX Actual/Forecast : 174 1674 574 574 524 524 524 524 524 728 728 728 New Purchases : 0 0 0 0 1002 0 0 0 0 0 0 0 Goods In Transit: 0 1506 0 0 0 0 0 0 0 0 0 0 Other Movements : 0 0 0 0 0 0 0 0 0 0 0 0 Closing Stock : 1270 1102 528 -46 432 -92 -616 -1140 -1664 -2392 -3120 -3848 Week Stock in Hand ? ? ? ? ? ? ? ? ? ? ? ?

So, in Month of Jan2011 the Closing stock is 1270, need a formula to calculate how many weeks will this stock cover look at future forecast.

Here is the example.

Jan2011 Feb2011 Mar2011 Apr2011 May2011 Jun2011 Jul2011 Aug2011 Sep2011 Oct2011 Nov2011 Dec2011 ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- Product XXXXX Actual/Forecast : 174 1674 574 574 524 524 524 524 524 728 728 728 New Purchases : 0 0 0 0 1002 0 0 0 0 0 0 0 Goods In Transit: 0 1506 0 0 0 0 0 0 0 0 0 0 Other Movements : 0 0 0 0 0 0 0 0 0 0 0 0 Closing Stock : 1270 1102 528 -46 432 -92 -616 -1140 -1664 -2392 -3120 -3848 Week Stock in Hand ? ? ? ? ? ? ? ? ? ? ? ?

So, in Month of Jan2011 the Closing stock is 1270, need a formula to calculate how many weeks will this stock cover look at future forecast.

I am trying to work out how to calculate the geometric mean of a series of values, some of which are negative, ie. investment returns over a series of years with some negatives.

The Geomean function doesn't work because it only uses positive numbers.

Any help would be greatly appreciated.

The Geomean function doesn't work because it only uses positive numbers.

Any help would be greatly appreciated.

Hello,

I am trying to fill a listbox on a userform with column headers, but I want it to be dynamic so that no matter how many column headers there are it won't be hard coded to a particular range.

Any help or suggestions would be greatly appreciated!

Andy

I am trying to fill a listbox on a userform with column headers, but I want it to be dynamic so that no matter how many column headers there are it won't be hard coded to a particular range.

Any help or suggestions would be greatly appreciated!

Andy

Hello,

I have two columns of data: column A contains the date and time in the form dd/mm/yyyy. Column B contains a number value. All the times are in order, so column A looks like:

01/01/2007

02/01/2007

03/01/2007

I have data from 2007 to 2010. I need to calculate an average daily value (in column B) for each month, and display it in column C. So, for January, I need to calculate the average of 31 days, February, 28 days, etc.

Is there a function I can use to do this? I've been trying the AVERAGEIF formula but can't get it to work. Any ideas would be much appreciated!

Many thanks,

Caitlin

I have two columns of data: column A contains the date and time in the form dd/mm/yyyy. Column B contains a number value. All the times are in order, so column A looks like:

01/01/2007

02/01/2007

03/01/2007

I have data from 2007 to 2010. I need to calculate an average daily value (in column B) for each month, and display it in column C. So, for January, I need to calculate the average of 31 days, February, 28 days, etc.

Is there a function I can use to do this? I've been trying the AVERAGEIF formula but can't get it to work. Any ideas would be much appreciated!

Many thanks,

Caitlin

Hi there

I am trying to calculate our On Time Delivery. I want this as a simple percentage of jobs. I have got this running in the following way:

Column M - Estimated Delivery dates

Column N - Actual Delivery dates

Column O - =IF(SUM(M2-N2)>0,1,0)

Then I have calculated On Time Delivery as: =SUM((SUM(O2:O252))/(COUNTA(N2:N252)))

This seems to work fine. My problem is, if we enter a date in Estimated without a corresponding Actual date, the formula for Column O fills out anyway and improves our On Time Delivery Percentage. How can I set this up so that the formula doesn't calculate if there is no data in Column N?

Any help much appreciated

Thanks,

James

I am trying to calculate our On Time Delivery. I want this as a simple percentage of jobs. I have got this running in the following way:

Column M - Estimated Delivery dates

Column N - Actual Delivery dates

Column O - =IF(SUM(M2-N2)>0,1,0)

Then I have calculated On Time Delivery as: =SUM((SUM(O2:O252))/(COUNTA(N2:N252)))

This seems to work fine. My problem is, if we enter a date in Estimated without a corresponding Actual date, the formula for Column O fills out anyway and improves our On Time Delivery Percentage. How can I set this up so that the formula doesn't calculate if there is no data in Column N?

Any help much appreciated

Thanks,

James

I need information on how to enter the proper syntax (formula) so that excel

can calculate overtime hours. In california over 8 hrs in one day is

overtime. The 8 would be considered regular hours and anything over is OT.

can calculate overtime hours. In california over 8 hrs in one day is

overtime. The 8 would be considered regular hours and anything over is OT.

I am trying to calculate time based off a non-conventional quarter hour time system

example;

8:00 to 8:07 = 8.0 hrs

8:08 to 8:23 = 8.25 hrs

8:24 to 8:38 = 8.5 hrs

8:39 to 8:53 = 8.75 hrs

8:53 to 8:59 = 9.0 hrs

I am having trouble writing an equation that would sum the clock-in and clock-out times (2 per day) and display the total time in these quarter hours and adding an additional hour if it is >= to *:53. Any help would be great.

example;

8:00 to 8:07 = 8.0 hrs

8:08 to 8:23 = 8.25 hrs

8:24 to 8:38 = 8.5 hrs

8:39 to 8:53 = 8.75 hrs

8:53 to 8:59 = 9.0 hrs

I am having trouble writing an equation that would sum the clock-in and clock-out times (2 per day) and display the total time in these quarter hours and adding an additional hour if it is >= to *:53. Any help would be great.

Happy Day to all,

Can you please help me,

A1= time in

B1= time out

C1= time in

D1= time out

I want to calculate the late and under time,

Office start at 9:am w/30 mins Grace period,

The break time is one hour only, please include over breaktime in calculation.

End of office hours 6:00 pm, strickly no over time

Can you please help me,

A1= time in

B1= time out

C1= time in

D1= time out

I want to calculate the late and under time,

Office start at 9:am w/30 mins Grace period,

The break time is one hour only, please include over breaktime in calculation.

End of office hours 6:00 pm, strickly no over time

Good afternoon!

I'm working with Excel 2003 sp 3 on Windows xp.

I have been banging my head trying to jar loose the formula to calculate man days where 1 equals 8 hours. I have one that was given to me by a coworker:

=INT(Q3/8)+(((Q3/8)-(INT(Q3/8)))*0.8)

That calculates man days from total hours. I need a formula that will total man days and return the man day answer. Example:

weekending 12/25 = 16.2 which is 16 man days and 2 hours

weekending 1/1 = 24.7 which is 24 man days and 7 hours

Total = 41 man days and 1 hour

I have also been asked if there was a way for a number to be entered into a spreadsheet and automatically put in order without a macro or "pushing a button".

Any advice is greatly appreciated!

Happy New Year!

~ Brenda ~

I'm working with Excel 2003 sp 3 on Windows xp.

I have been banging my head trying to jar loose the formula to calculate man days where 1 equals 8 hours. I have one that was given to me by a coworker:

=INT(Q3/8)+(((Q3/8)-(INT(Q3/8)))*0.8)

That calculates man days from total hours. I need a formula that will total man days and return the man day answer. Example:

weekending 12/25 = 16.2 which is 16 man days and 2 hours

weekending 1/1 = 24.7 which is 24 man days and 7 hours

Total = 41 man days and 1 hour

I have also been asked if there was a way for a number to be entered into a spreadsheet and automatically put in order without a macro or "pushing a button".

Any advice is greatly appreciated!

Happy New Year!

~ Brenda ~

In Excel I have been trying to find an easier way to calculate a time

difference where the times cross midnight. Example:

Start time: 23:50:00

End time: 00:15:00

How would you formulate an equation to determine the duration of time or

differnce between the start and end time?

difference where the times cross midnight. Example:

Start time: 23:50:00

End time: 00:15:00

How would you formulate an equation to determine the duration of time or

differnce between the start and end time?

We have a number of Excel users in our office who cannot copy and paste

between Excel workbooks. They can copy and paste between worksheets. When

you highlight the section to copy and then go to the new workbook both the

paste

and paste special are "grayed out". This is true whether you right-click the

mouse, go to the edit menu, or use control keys. This occurs with any data

type and the most simple workbooks. I have seen some suggestions here but

none have worked for this particular problem. I have reset the menus and

renamed the .xlb files and neither helps. You can open the clipboard and the

paste will work, but there is no paste special option. Any help would be

greatly appreciated. Thanks!

between Excel workbooks. They can copy and paste between worksheets. When

you highlight the section to copy and then go to the new workbook both the

paste

and paste special are "grayed out". This is true whether you right-click the

mouse, go to the edit menu, or use control keys. This occurs with any data

type and the most simple workbooks. I have seen some suggestions here but

none have worked for this particular problem. I have reset the menus and

renamed the .xlb files and neither helps. You can open the clipboard and the

paste will work, but there is no paste special option. Any help would be

greatly appreciated. Thanks!

Hi Guys,

I need help....I am working production scheduling with Start and End time but there is a lunch time and tea time. Is there any formula to calculate Start time to End time with excluding lunch time?

Here is example :

Lunch time :12:00pm to 1:00pm.

Duration Process :6 hours.

Start Time (8:00am)

End time (5:00 pm)

I need a formula to calculate from Start Time 8:00am and what is the End Time? with 1 hour lunch time...

Thanks,

ET

I need help....I am working production scheduling with Start and End time but there is a lunch time and tea time. Is there any formula to calculate Start time to End time with excluding lunch time?

Here is example :

Lunch time :12:00pm to 1:00pm.

Duration Process :6 hours.

Start Time (8:00am)

End time (5:00 pm)

I need a formula to calculate from Start Time 8:00am and what is the End Time? with 1 hour lunch time...

Thanks,

ET

This formula is supposed to calculate difference between today and date hired to give years and months of service. Works fine for all except if the person was hired in year 2000 then this formula shows 110 y. Any one know how to fix this? or have a different formula that works.

=DATEDIF(E21,TODAY(),"y")&" y "&DATEDIF(E21,TODAY(),"ym")&" m"

Thanks

Rick

=DATEDIF(E21,TODAY(),"y")&" y "&DATEDIF(E21,TODAY(),"ym")&" m"

Thanks

Rick