Loan Portfolio Modelling |
Loan Portfolio Modelling - Excel |
|
Does anyone know a way to model a portfolio of performing loans made for auto finance? It's easy enough to model repayments for a single loan using NPV but are there any conventions for modelling multiple loans, the number of which changes from month to month owing to new loans, defaults, early payouts and going full term. By way of stabilising some variables, it's all right to assume, for example:
1. average loan size of $20k
2. interest rate 10%
3. term 60 months
4. balloon/residual $5k
5. average early repayment term 32 months
Or does anyone know a good reference that deals with modelling structured finance including securitization?
Thanks
1. average loan size of $20k
2. interest rate 10%
3. term 60 months
4. balloon/residual $5k
5. average early repayment term 32 months
Or does anyone know a good reference that deals with modelling structured finance including securitization?
Thanks
Excel VBA Course - From Beginner to Expert
200+ Video Lessons 50+ Hours of Instruction 200+ Excel Guides
Become a master of VBA and Macros in Excel and learn how to automate all of your tasks in Excel with this online course. (No VBA experience required.)
(80% Discount Ends Soon!)
Similar Topics
Dear Sir,
If any one could give me a solution for this its will be a great help for me.
I am working in a bank and on every day we receive Month to date data of Loans and advances made by every branch with Region wise total and manager wise total. With Sum of loan and count of loan. In our MIS format the in A coulum branches are sorted and listed in a sequence with sub total Region. I have data where if if do the pivot and change the data the out put should be displayed accordingly in the MIS format. Can any one help me how can we do this or is there any other office addins/softwares are available if so the data is changed on a daily basis and if we do the pivot it will automatically copy the data to the MIS format.
Thanks.
If any one could give me a solution for this its will be a great help for me.
I am working in a bank and on every day we receive Month to date data of Loans and advances made by every branch with Region wise total and manager wise total. With Sum of loan and count of loan. In our MIS format the in A coulum branches are sorted and listed in a sequence with sub total Region. I have data where if if do the pivot and change the data the out put should be displayed accordingly in the MIS format. Can any one help me how can we do this or is there any other office addins/softwares are available if so the data is changed on a daily basis and if we do the pivot it will automatically copy the data to the MIS format.
Thanks.
A previous poster explained what I also need; there were no responses,
so I thought I would try again.
Does anyone know of an Excel template--or a small stand-alone
program--that will calculate the interest/principal breakdown when
payments are varied in amount and frequency? Free or low-cost, please.
I need one that will work on my Mac/Office 2004. I will need to print
out periodic reports.
Here is the way the previous poster described it:
"Excel template: Loan Amortization for random/irregular payments,
figures days
between payment dates.
I have a loan with a variable beginning balance and irregular payments
with
annual large payment. (based on collections)
Would like to enter payment and date.
then Excel would figure days since last payment, interest amount,
principal
amount, Ending Principal balance.
And total interest paid, total pricipal paid
If I change the starting principal, excel would recalculate all
entries."
Thanks very much.
so I thought I would try again.
Does anyone know of an Excel template--or a small stand-alone
program--that will calculate the interest/principal breakdown when
payments are varied in amount and frequency? Free or low-cost, please.
I need one that will work on my Mac/Office 2004. I will need to print
out periodic reports.
Here is the way the previous poster described it:
"Excel template: Loan Amortization for random/irregular payments,
figures days
between payment dates.
I have a loan with a variable beginning balance and irregular payments
with
annual large payment. (based on collections)
Would like to enter payment and date.
then Excel would figure days since last payment, interest amount,
principal
amount, Ending Principal balance.
And total interest paid, total pricipal paid
If I change the starting principal, excel would recalculate all
entries."
Thanks very much.
I need a formula to automatically calculate if the Job was completed in the
date range that was provided, and to return Early, Late or Ok accordingly.
date range that was provided, and to return Early, Late or Ok accordingly.
Hello,
I have two columns of data: column A contains the date and time in the form dd/mm/yyyy. Column B contains a number value. All the times are in order, so column A looks like:
01/01/2007
02/01/2007
03/01/2007
I have data from 2007 to 2010. I need to calculate an average daily value (in column B) for each month, and display it in column C. So, for January, I need to calculate the average of 31 days, February, 28 days, etc.
Is there a function I can use to do this? I've been trying the AVERAGEIF formula but can't get it to work. Any ideas would be much appreciated!
Many thanks,
Caitlin
I have two columns of data: column A contains the date and time in the form dd/mm/yyyy. Column B contains a number value. All the times are in order, so column A looks like:
01/01/2007
02/01/2007
03/01/2007
I have data from 2007 to 2010. I need to calculate an average daily value (in column B) for each month, and display it in column C. So, for January, I need to calculate the average of 31 days, February, 28 days, etc.
Is there a function I can use to do this? I've been trying the AVERAGEIF formula but can't get it to work. Any ideas would be much appreciated!
Many thanks,
Caitlin
Very new in this board. If I post this question in the wrong forum please bear with me.
There is about 20 staffs in our department and I have made a spreadsheet with 12 tabs for each month of the year Jan-Dec. If each staff have 15 days annual leave each year and how can I make a formular that can automatically calculate the balance of annual leave and entered in the tabs of the following months. For example if staff A used 5 days in Jan how can the balance of 10days be entered in the tabs from Feb-Dec. If he use another 5 days in July the remain balance of 5 days be automatically entered in the tab from Aug to Dec. Likewise if staff A took 2 days sick leave in Jan, and 2 days in Mar how can this sick days be automatically sum up in the months after. I am doing this manually at the moment and it is very time consuming and also very easy to make mistake.
Thanks and sorry for this long questions
There is about 20 staffs in our department and I have made a spreadsheet with 12 tabs for each month of the year Jan-Dec. If each staff have 15 days annual leave each year and how can I make a formular that can automatically calculate the balance of annual leave and entered in the tabs of the following months. For example if staff A used 5 days in Jan how can the balance of 10days be entered in the tabs from Feb-Dec. If he use another 5 days in July the remain balance of 5 days be automatically entered in the tab from Aug to Dec. Likewise if staff A took 2 days sick leave in Jan, and 2 days in Mar how can this sick days be automatically sum up in the months after. I am doing this manually at the moment and it is very time consuming and also very easy to make mistake.
Thanks and sorry for this long questions
I see a formula that our Human Resources Department is using to annualize voluntary turnover.
It looks like this:
=(E3/((A3+D3)/2))*12/months
So if I substitute with some actual data:
=(6/((22+33)/2))*12/months the answer becomes 21.8% (as the annualized voluntary turnover rate).
What does the *12/months actually do mathematically? I cannot find it in the excel help files and have not been able to figure this out using math (on the calculator).
It looks like this:
=(E3/((A3+D3)/2))*12/months
So if I substitute with some actual data:
=(6/((22+33)/2))*12/months the answer becomes 21.8% (as the annualized voluntary turnover rate).
What does the *12/months actually do mathematically? I cannot find it in the excel help files and have not been able to figure this out using math (on the calculator).
I have a graph with various information in it. One is a line graph that tracks hours used in that department per month. The problem is that when it gets to the last month, and there is not yet data for future months, the line goes down to Zero (leavin this big diagonal line that makes the data look funny). I need this line to stop on the last month there is data for. (I do not manually enter the data, it is a formula that I do not wish to delete.) I know I can manually move the data that the line is pulling to make it stop on the last month, but I have a graph for 36 different departments and that's a pain to have to manually adjust 36 graphs each month. Is there a way to tell the line to stop if there is no data? Thanks!!
I have a list of 5 buildings each with different unit counts, and an average price sold for each building. How can I get the average price of all units sold?
A B
312 $1000
54 $1010
35 $1835
32 $1028
53 $1937
A B
312 $1000
54 $1010
35 $1835
32 $1028
53 $1937
I am trying to calculate the average Talk Time into Minutes and Seconds. Every time I have tried, I get the wrong average.
For example, if I have a total of 53 calls and the total talk time is 4:19:05, what would the average talk per call be? I tried doing everything in seconds (this would give me a total of 15545 seconds) but the total I was getting is 4:89.
What would the formula be to get the correct average time?
For example, if I have a total of 53 calls and the total talk time is 4:19:05, what would the average talk per call be? I tried doing everything in seconds (this would give me a total of 15545 seconds) but the total I was getting is 4:89.
What would the formula be to get the correct average time?
Is there a way to calculate the average days between a column of dates?
Basically, I've got a sheet that contains a table of entries, and each entry gets a date stamp in the first column. I would like to have the sheet display the average time, in days, between entries. Is this possible?
Thank you in advance!
~cp
Basically, I've got a sheet that contains a table of entries, and each entry gets a date stamp in the first column. I would like to have the sheet display the average time, in days, between entries. Is this possible?
Thank you in advance!
~cp
Hi
I have a table with various percentages, and I would like a formula to have an average of these. Please see attached file to get more of an idea.
Thanks
G
I have a table with various percentages, and I would like a formula to have an average of these. Please see attached file to get more of an idea.
Thanks
G
I was able to convert start date and and end date to the number of days
inbetween the two dates. Does anyone know how to then convert the number of
days into months?
inbetween the two dates. Does anyone know how to then convert the number of
days into months?
Okay, so I tried (for hours) to find a solution to this and have finally gotten frustrated to the point where i think asking here will be my best bet.
Basically I want to export data from excel worksheets to various places on a word document I had. I have created a word template as well as bookmarks for that template, as that seems to be the recommendation for performing such a task with excel.
My problem is ... Now what?
I basically have 1 constant worksheet that contains all my affiliates info (Name, Address etc), which i'd like to use to populate some bookmarks in my word template, and then i have another worksheet for the previous month, indicating sales etc for that affiliate. I intend on adding a new worksheet every month that i would use to create new invoices.
Furthermore, i'd really like to be able to update a new file (or perhaps a new page on the same file) for each company with the use of a button, similar to the one's you'd see in an access form.
Can anyone help? Let me know if you need me to clarify.
Thanks!
Matt
Basically I want to export data from excel worksheets to various places on a word document I had. I have created a word template as well as bookmarks for that template, as that seems to be the recommendation for performing such a task with excel.
My problem is ... Now what?
I basically have 1 constant worksheet that contains all my affiliates info (Name, Address etc), which i'd like to use to populate some bookmarks in my word template, and then i have another worksheet for the previous month, indicating sales etc for that affiliate. I intend on adding a new worksheet every month that i would use to create new invoices.
Furthermore, i'd really like to be able to update a new file (or perhaps a new page on the same file) for each company with the use of a button, similar to the one's you'd see in an access form.
Can anyone help? Let me know if you need me to clarify.
Thanks!
Matt
Is it possible to assign values to names in a list, so that when you validate
it as a drop-down list, you can select a name from the drop-down and it's
corresponding value will be added to separate cell? Basically, I have survey
questions which have five possible responses: Excellent - Very Good - Good -
Fair - Poor. We want to assign a value to each, 5 for Excellent, 4 for Very
Good and so on, so that when a response is selected from a drop-down, it's
value appears in a separate cell (so that we can calculate a total and
average score from the selections).
Thanks
B
it as a drop-down list, you can select a name from the drop-down and it's
corresponding value will be added to separate cell? Basically, I have survey
questions which have five possible responses: Excellent - Very Good - Good -
Fair - Poor. We want to assign a value to each, 5 for Excellent, 4 for Very
Good and so on, so that when a response is selected from a drop-down, it's
value appears in a separate cell (so that we can calculate a total and
average score from the selections).
Thanks
B
Dear All,
I have around 250 Employees Payroll and i am preparing the Payslip in Excell manully. I have all the Salary details in Sheet1 and in Sheet2 is Payslip. I request all of you to please help me so that i can take the printout of all the employees in sheet1 by at a time. Now im entering one by one employees code and then taking the prinout..
Please provide me with any Formulas as micros are disable in my Computer.....
Waiting for an early reply.......
I have around 250 Employees Payroll and i am preparing the Payslip in Excell manully. I have all the Salary details in Sheet1 and in Sheet2 is Payslip. I request all of you to please help me so that i can take the printout of all the employees in sheet1 by at a time. Now im entering one by one employees code and then taking the prinout..
Please provide me with any Formulas as micros are disable in my Computer.....
Waiting for an early reply.......
Imagine a whole box of lengths of aluminium sections for making windows.
To make those windows I need to cut these lengths into smaller sizes.
I need to do this economically.
How can I use Excel to help me make this a reality.
Firstly you would take a big size out of it and then another size out of the offcut piece.
And then another size out of the offcut left over.
I need to know how many full stock lengths (6500) long it will take to cut all the pieces listed above.
Is it possible?
You need to take into account the quantity of each size and fit it all in together for the most optimal outcome.
See attached example of possible layout.
To make those windows I need to cut these lengths into smaller sizes.
I need to do this economically.
How can I use Excel to help me make this a reality.
Firstly you would take a big size out of it and then another size out of the offcut piece.
And then another size out of the offcut left over.
I need to know how many full stock lengths (6500) long it will take to cut all the pieces listed above.
Is it possible?
You need to take into account the quantity of each size and fit it all in together for the most optimal outcome.
See attached example of possible layout.
I have imported a DBF file into Excel and have a column of dates that are missing the leading zero on single didgit months. When I try to us the custom format of mm/dd/yyyy it doesn't work (interestingly, after I select that format if I click on an individual cell it changes to the right format).
Does anyone know a better way to do this?
Thanks in advance!
Does anyone know a better way to do this?
Thanks in advance!
Is it possible to set multiple validation for a single cell in excel? Its
pretty straight forward to set a single validation so that a message is
displayed when incorrect data is entered. However, adding another validation
seems to delete the old one. Thanks in advance.
pretty straight forward to set a single validation so that a message is
displayed when incorrect data is entered. However, adding another validation
seems to delete the old one. Thanks in advance.
Need a formula to calculate weeks stock in hand based on 12 months forecast.
Here is the example.
Jan2011 Feb2011 Mar2011 Apr2011 May2011 Jun2011 Jul2011 Aug2011 Sep2011 Oct2011 Nov2011 Dec2011 ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- Product XXXXX Actual/Forecast : 174 1674 574 574 524 524 524 524 524 728 728 728 New Purchases : 0 0 0 0 1002 0 0 0 0 0 0 0 Goods In Transit: 0 1506 0 0 0 0 0 0 0 0 0 0 Other Movements : 0 0 0 0 0 0 0 0 0 0 0 0 Closing Stock : 1270 1102 528 -46 432 -92 -616 -1140 -1664 -2392 -3120 -3848 Week Stock in Hand ? ? ? ? ? ? ? ? ? ? ? ?
So, in Month of Jan2011 the Closing stock is 1270, need a formula to calculate how many weeks will this stock cover look at future forecast.
Here is the example.
Jan2011 Feb2011 Mar2011 Apr2011 May2011 Jun2011 Jul2011 Aug2011 Sep2011 Oct2011 Nov2011 Dec2011 ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- ----------- Product XXXXX Actual/Forecast : 174 1674 574 574 524 524 524 524 524 728 728 728 New Purchases : 0 0 0 0 1002 0 0 0 0 0 0 0 Goods In Transit: 0 1506 0 0 0 0 0 0 0 0 0 0 Other Movements : 0 0 0 0 0 0 0 0 0 0 0 0 Closing Stock : 1270 1102 528 -46 432 -92 -616 -1140 -1664 -2392 -3120 -3848 Week Stock in Hand ? ? ? ? ? ? ? ? ? ? ? ?
So, in Month of Jan2011 the Closing stock is 1270, need a formula to calculate how many weeks will this stock cover look at future forecast.