Present Value Of Uneven Stream Of Payments |
Present Value Of Uneven Stream Of Payments - Excel |
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I need to calculate the present value of 360 uneven payments (30-year mortgage). Years one through five would be $1x, years six through 10 would be 1.5x, years 11 through 15 would be $1.8x, and so on.
How can I create a calculation that takes the future payments in cells A1 through A360 and discounts those back at a given discount rate?
This is very easy to do with a financial calculator, but I can't seem to figure it out in Excel. Any help is appreciated!
Hedgeman50
How can I create a calculation that takes the future payments in cells A1 through A360 and discounts those back at a given discount rate?
This is very easy to do with a financial calculator, but I can't seem to figure it out in Excel. Any help is appreciated!
Hedgeman50
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A previous poster explained what I also need; there were no responses,
so I thought I would try again.
Does anyone know of an Excel template--or a small stand-alone
program--that will calculate the interest/principal breakdown when
payments are varied in amount and frequency? Free or low-cost, please.
I need one that will work on my Mac/Office 2004. I will need to print
out periodic reports.
Here is the way the previous poster described it:
"Excel template: Loan Amortization for random/irregular payments,
figures days
between payment dates.
I have a loan with a variable beginning balance and irregular payments
with
annual large payment. (based on collections)
Would like to enter payment and date.
then Excel would figure days since last payment, interest amount,
principal
amount, Ending Principal balance.
And total interest paid, total pricipal paid
If I change the starting principal, excel would recalculate all
entries."
Thanks very much.
so I thought I would try again.
Does anyone know of an Excel template--or a small stand-alone
program--that will calculate the interest/principal breakdown when
payments are varied in amount and frequency? Free or low-cost, please.
I need one that will work on my Mac/Office 2004. I will need to print
out periodic reports.
Here is the way the previous poster described it:
"Excel template: Loan Amortization for random/irregular payments,
figures days
between payment dates.
I have a loan with a variable beginning balance and irregular payments
with
annual large payment. (based on collections)
Would like to enter payment and date.
then Excel would figure days since last payment, interest amount,
principal
amount, Ending Principal balance.
And total interest paid, total pricipal paid
If I change the starting principal, excel would recalculate all
entries."
Thanks very much.
I have a spreadsheet set up with an employees information, including the start date. After each year that the employee is working, he gets bumped up on the pay scale. For this reason, I only need to know how many years the employee has been working, rounded down to the nearest year.
This is what I have so far (hire date is in column B):
=((TODAY()-B4)/365)&" YEARS"
This function gives me a number with many decimal places.
I tried:
=ROUNDDOWN((TODAY()-B4)/365),0)&" YEARS"
It tells me I have too few arguments. Please help!
This is what I have so far (hire date is in column B):
=((TODAY()-B4)/365)&" YEARS"
This function gives me a number with many decimal places.
I tried:
=ROUNDDOWN((TODAY()-B4)/365),0)&" YEARS"
It tells me I have too few arguments. Please help!
This formula is supposed to calculate difference between today and date hired to give years and months of service. Works fine for all except if the person was hired in year 2000 then this formula shows 110 y. Any one know how to fix this? or have a different formula that works.
=DATEDIF(E21,TODAY(),"y")&" y "&DATEDIF(E21,TODAY(),"ym")&" m"
Thanks
Rick
=DATEDIF(E21,TODAY(),"y")&" y "&DATEDIF(E21,TODAY(),"ym")&" m"
Thanks
Rick
I use Excel 2000
I have sheet muster for my clients of January, 2005 like :
( P = Present, A=Absent )
A.....B.....C.....D.....
Days Sun Mon Tue Wed
Date 1 2 3 4
1 John P A A P
2 Lucy A P P A
3
Now I want to calculate the total Sundays, Mondays, Tuesdays etc. present in
that month. How can I do this?
--
Knowldege is Power
I have sheet muster for my clients of January, 2005 like :
( P = Present, A=Absent )
A.....B.....C.....D.....
Days Sun Mon Tue Wed
Date 1 2 3 4
1 John P A A P
2 Lucy A P P A
3
Now I want to calculate the total Sundays, Mondays, Tuesdays etc. present in
that month. How can I do this?
--
Knowldege is Power
How can I calculate a 3% anual rent increase over 15 years (3% over the last year's rent)?
On my calculator, if I divide 462,534.05 by 335 I get 1,380.70. Then if I times 1,380.70 by 335 I get 462,534.50. Which is what I need it to be because I need to calculate the difference of a figure not dividing equally.
On excel, if I divide 462,534.05 by 335 I get 1,380.70. Then if I times 1,380.70 by 335 I get the SAME result of 462,534.05.
I have to account for the difference of not dividing equally so there is some format or accounting function that's preset that I don't want but I have no idea how to fix it or format my excel sheet to calculate as my calculator would.
Please can someone help? Thanks!
On excel, if I divide 462,534.05 by 335 I get 1,380.70. Then if I times 1,380.70 by 335 I get the SAME result of 462,534.05.
I have to account for the difference of not dividing equally so there is some format or accounting function that's preset that I don't want but I have no idea how to fix it or format my excel sheet to calculate as my calculator would.
Please can someone help? Thanks!
Sorry for the question. Normally I find answers to my excel questions by going through the help tab or by searching on Google. However, I don't even know what question to ask on this one!?!
Basically I have created a spreadsheet with several columns, but I have one column that lists the shirt size (YS, YM, YL, AS, AM, AL, XL, 2X, 3X) of each person. Is there a formula that I can create that will tabulate the number of sizes (i.e. AS=2, AM=7, etc.)?
In previous years I made a column for each size, and simply placed a "1" in the correct column, and had excel just add the 1's from each column. However, that takes more time and space. I was hoping to streamline it this time around.
Thanks for taking the time to read this post. Any help would be appreciated! Thanks, doug
Basically I have created a spreadsheet with several columns, but I have one column that lists the shirt size (YS, YM, YL, AS, AM, AL, XL, 2X, 3X) of each person. Is there a formula that I can create that will tabulate the number of sizes (i.e. AS=2, AM=7, etc.)?
In previous years I made a column for each size, and simply placed a "1" in the correct column, and had excel just add the 1's from each column. However, that takes more time and space. I was hoping to streamline it this time around.
Thanks for taking the time to read this post. Any help would be appreciated! Thanks, doug
I am trying to work out how to calculate the geometric mean of a series of values, some of which are negative, ie. investment returns over a series of years with some negatives.
The Geomean function doesn't work because it only uses positive numbers.
Any help would be greatly appreciated.
The Geomean function doesn't work because it only uses positive numbers.
Any help would be greatly appreciated.
Hello everyone, I am new to this forum and have been using excel for about 3 years. I have learned alot but still can not figure out how to make numbers add up in one box like a running total. Meaning, If I have a list and in the list is one cell for each item say like cell a1 is for a can of coke and cell a2 is for a car tire and so on,and i want to keep a running total by adding a number to cell a1 or a2 like say "3 i.e. 3 tires or cans of coke" and later that day i come back and need to add 2 more ......so i want to be able to just click on the cell a1 or a2 and enter the number 2 and the cell would add the number in it to the number im adding to it to show a result of 5 tires or whatever. I am sorry If i am not asking the question in an understandable manor but its the best way I can think to ask it.lol anyways, any help would be appreciated, Thanks in advance.
James
James
I have noticed that a handful of people at work enter a formula as =+A1+A2 instead of the way I would enter it =A1+A2
What is the origin of the extra plus sign at the beginning? To me it seems to be unproductive and is simply not needed. I have been using Excel for over 12 years and have never needed to enter any formulas like that. Does this originate back to a much older version of Excel where it was once needed?
Just curious.
Thanks.
What is the origin of the extra plus sign at the beginning? To me it seems to be unproductive and is simply not needed. I have been using Excel for over 12 years and have never needed to enter any formulas like that. Does this originate back to a much older version of Excel where it was once needed?
Just curious.
Thanks.
i have a worksheet with formulas in 15,000 cells; i have set the calculation to maunal so that you have to press F9 to calculate the sheet. \
sometimes, it takes 45 seconds to calc the whole sheet, other times, it takes 5 minutes. how do i clear the cache, or what do i have to do so that it calcs 45 seconds each time.
i don't want the application to think, it would be better if those 15,000 cells can be returned in a fraction-of-a-second. any ideas/tips? thanks.
sometimes, it takes 45 seconds to calc the whole sheet, other times, it takes 5 minutes. how do i clear the cache, or what do i have to do so that it calcs 45 seconds each time.
i don't want the application to think, it would be better if those 15,000 cells can be returned in a fraction-of-a-second. any ideas/tips? thanks.
I see a formula that our Human Resources Department is using to annualize voluntary turnover.
It looks like this:
=(E3/((A3+D3)/2))*12/months
So if I substitute with some actual data:
=(6/((22+33)/2))*12/months the answer becomes 21.8% (as the annualized voluntary turnover rate).
What does the *12/months actually do mathematically? I cannot find it in the excel help files and have not been able to figure this out using math (on the calculator).
It looks like this:
=(E3/((A3+D3)/2))*12/months
So if I substitute with some actual data:
=(6/((22+33)/2))*12/months the answer becomes 21.8% (as the annualized voluntary turnover rate).
What does the *12/months actually do mathematically? I cannot find it in the excel help files and have not been able to figure this out using math (on the calculator).
Hello everyone.
This is marc, i have one doubt in my mind. that was how to create automated attendance sheet with login name. i.e. there are 25 employees working in particular corporate sector. but HR or time keeper doesn't know who are present and absent. so if it is possible to create a login sheet which directly pop up the attendance in another sheet for the current date for particular employee. please help me. Thank you in advance,
...Marc
This is marc, i have one doubt in my mind. that was how to create automated attendance sheet with login name. i.e. there are 25 employees working in particular corporate sector. but HR or time keeper doesn't know who are present and absent. so if it is possible to create a login sheet which directly pop up the attendance in another sheet for the current date for particular employee. please help me. Thank you in advance,
...Marc
I've been using Excel for years and had very few issues. However, I recently went into a spreadsheet to update it and was unable to select and enter data into an individual cell. When I click on a cell and try to enter #s nothing happens (my num lock is on). Then when I try to click into another cell it just highlights that cell, along with any other that I move my cursor over. Once I click on one cell I can't stop the highlighting from happening. I can't even click on anything in the toolbar. I am extremely confused, can anyone help?
Morning all,
Say I had a line graph for 4 years and I wanted it to be a solid line for the first three and a dashed line for the last one, is that possible?
Many thanks for your help
Say I had a line graph for 4 years and I wanted it to be a solid line for the first three and a dashed line for the last one, is that possible?
Many thanks for your help
Entering time values in custom format [h]:mm:ss
Cells accept hours over 23,
Adding cells in column returns correct total time.
Have not found a way to multiply these cells by a $ hourly rate.
So use HOUR(cell ref) and MINUTE(cell ref) to capture values in referenced
cell - then use these values to calculate total payment for $rate per hour.
However, the HOUR(cell ref) formula returns the hours in excess of 24 when
the cell contains an hour value in excess of 23 (ie 27 hours returns 3).
Cells accept hours over 23,
Adding cells in column returns correct total time.
Have not found a way to multiply these cells by a $ hourly rate.
So use HOUR(cell ref) and MINUTE(cell ref) to capture values in referenced
cell - then use these values to calculate total payment for $rate per hour.
However, the HOUR(cell ref) formula returns the hours in excess of 24 when
the cell contains an hour value in excess of 23 (ie 27 hours returns 3).
Good afternoon!
I'm working with Excel 2003 sp 3 on Windows xp.
I have been banging my head trying to jar loose the formula to calculate man days where 1 equals 8 hours. I have one that was given to me by a coworker:
=INT(Q3/8)+(((Q3/8)-(INT(Q3/8)))*0.8)
That calculates man days from total hours. I need a formula that will total man days and return the man day answer. Example:
weekending 12/25 = 16.2 which is 16 man days and 2 hours
weekending 1/1 = 24.7 which is 24 man days and 7 hours
Total = 41 man days and 1 hour
I have also been asked if there was a way for a number to be entered into a spreadsheet and automatically put in order without a macro or "pushing a button".
Any advice is greatly appreciated!
Happy New Year!
~ Brenda ~
I'm working with Excel 2003 sp 3 on Windows xp.
I have been banging my head trying to jar loose the formula to calculate man days where 1 equals 8 hours. I have one that was given to me by a coworker:
=INT(Q3/8)+(((Q3/8)-(INT(Q3/8)))*0.8)
That calculates man days from total hours. I need a formula that will total man days and return the man day answer. Example:
weekending 12/25 = 16.2 which is 16 man days and 2 hours
weekending 1/1 = 24.7 which is 24 man days and 7 hours
Total = 41 man days and 1 hour
I have also been asked if there was a way for a number to be entered into a spreadsheet and automatically put in order without a macro or "pushing a button".
Any advice is greatly appreciated!
Happy New Year!
~ Brenda ~
Very new in this board. If I post this question in the wrong forum please bear with me.
There is about 20 staffs in our department and I have made a spreadsheet with 12 tabs for each month of the year Jan-Dec. If each staff have 15 days annual leave each year and how can I make a formular that can automatically calculate the balance of annual leave and entered in the tabs of the following months. For example if staff A used 5 days in Jan how can the balance of 10days be entered in the tabs from Feb-Dec. If he use another 5 days in July the remain balance of 5 days be automatically entered in the tab from Aug to Dec. Likewise if staff A took 2 days sick leave in Jan, and 2 days in Mar how can this sick days be automatically sum up in the months after. I am doing this manually at the moment and it is very time consuming and also very easy to make mistake.
Thanks and sorry for this long questions
There is about 20 staffs in our department and I have made a spreadsheet with 12 tabs for each month of the year Jan-Dec. If each staff have 15 days annual leave each year and how can I make a formular that can automatically calculate the balance of annual leave and entered in the tabs of the following months. For example if staff A used 5 days in Jan how can the balance of 10days be entered in the tabs from Feb-Dec. If he use another 5 days in July the remain balance of 5 days be automatically entered in the tab from Aug to Dec. Likewise if staff A took 2 days sick leave in Jan, and 2 days in Mar how can this sick days be automatically sum up in the months after. I am doing this manually at the moment and it is very time consuming and also very easy to make mistake.
Thanks and sorry for this long questions
I have a spreadsheet where I need to calculate the increase in % one year over the other in column D for Eg if Profits are 95415 in Jan 2008 (Column B) and 80215 in Jan 2008 (Column C), then the % Increase will be (95415-80215)/80215 *100
I can calculate the formula for this , but the problem comes where for eg there is a loss in Jan 2008 for -95415 and there was a profit in Jan 2007 for 80215. How do I set up formula to take negatives & positives into account in calculating the increase or decrease/
Your assistance or anybody's on the forum will be greatly appreciated
Regards
Howard
http://www.mrexcel.com/forum/showthr...ghlight=howardneed
I can calculate the formula for this , but the problem comes where for eg there is a loss in Jan 2008 for -95415 and there was a profit in Jan 2007 for 80215. How do I set up formula to take negatives & positives into account in calculating the increase or decrease/
Your assistance or anybody's on the forum will be greatly appreciated
Regards
Howard
http://www.mrexcel.com/forum/showthr...ghlight=howardneed
I've been poking around trying to figure this out but can't. The time of 9 hours, 15 minutes is being returned from a calculation but I want the cell to display the 9.25 hours instead. This seems like something simple on the surface, but apparently it's not. Any help would be appreciated!